摘要我国电梯产业发展迅速，在电梯产量、保有量、年增长量三个重要指标上均为全球领先水平。与此同时，电梯所蕴藏的各类风险渐渐凸显出来，频发的电梯事故在威胁到人民群众生命财产安全的同时，也在考验相关政府部门构筑完备的公共安全体系的行政能力。45069
电梯责任保险在我国已经有了一定程度的发展，但速度还比较缓慢，相关保险险种相对单一，也并未制定专门的电梯相关的法律法规来约束和规范电梯事故中的责任主体划分标准。我国电梯事故频发的严峻事实和电梯责任保险发展缓慢之间，已经形成一种严峻的矛盾，严重制约着我国电梯产业的发展。
从国外的经验来看，强制与自愿相结合的电梯责任保险体系的建立已经势在必行。保险的存在不仅让事故的损失有了保险公司的赔偿保障，而且因为保险公司会定期对承保电梯进行检查，也在相当大程度上减少了电梯事故的发生。
[毕业论文关键词]：特种设备；电梯责任险；电梯风险；事故赔偿
Abstract
Elevator industry developed rapidly in China, in the elevator production, retains the three important indexes of growth, annual quantity are the world leading level. At the same time, all kinds of risks contained in the elevator gradually come out, the elevator accident prone on the threat to the safety of people's lives and property at the same time, is also a test of the relevant government departments to build a complete system of public security administrative ability.
Elevator liability insurance in our country has a certain degree of development, but the speed is slow, the relevant insurance is relatively single, also did not make a special elevator related laws and regulations to restrict and regulate the liability subject classification standard of elevator accidents. Development of frequent elevator accidents in China facts and elevator liability insurance is slow, had formed a kind of serious contradictions,seriously restricting the development of China's elevator industry.
Experience from abroad, the establishment of combination of compulsory and voluntary elevator liability insurance system has be imperative. The presence of insurance not only to the loss of the accident with the insurance company for security, but because the insurance company will regularly check the underwriting elevator, also to a large extent reduce the happening of elevator accident.
Key Words：Special equipment；elevator elevator accident liability insurance；risk compensation；
 目    录
摘 要I AbstractII
一、引言1（一）研究背景与意义1
（二）文献综述1
二、电梯风险以及电梯责任险概述4
（一）电梯风险管理4
（二）电梯责任险概述6
三、我国电梯责任险的现状6
（一）我国电梯责任险存在的必要性 6
（二）我国电梯责任险的发展情况以及现状 7
四、外国电梯责任险的情况以及对我们的启示10
   （一）外国电梯责任险的概况 10
   （二）我们从外国电梯责任险中得到的启示 11
五、我国电梯责任险的发展方向11
   （一）明确电梯相关方的责任 12
   （二）加强相关法律制定工作强制电梯单位购买电梯责任险12
   （三）保险公司应退出多样化的保险产品，完善保险市场12
   （四）充分发挥保险中介单位对电梯责任保险的宣传作用13
六、结论13
参考文献  14
致    谢  15
论电梯责任险的发展现状及其发展前景
一、引言
(一)    公共产品理论概述研究背景与意义
多年来，社会上一直存在着由特种设备引发的灾难事故，日渐多发的特种设备事故不仅对使用者的生命和财产形成严重威胁，也在相当大的程度上给特种设备的正常运营和与之相关的政府部门的安全管理工作带来困扰。 电梯责任险的发展现状及其发展前景:http://www.751com.cn/guanli/lunwen_46341.html