摘要：近年来，我国中小企业发展迅速，众所周知，中小企业对我国国民经济的发展有着巨大的贡献，且已成为我国经济发展过程中不可或缺的一部分。然而，目前，我国中小企业发展面临一个普遍性问题——融资难。由于受各种因素的影响，融资难始终是阻碍中小企业大力发展的绊脚石，这与中小企业对我国国民经济所作出的贡献极不相称，因此，分析中小企业融资难的原因，并从根本上找到解决方法具有非常重要的现实意义。34590
文章开头先是讲述了中小企业融资的背景及意义，从而说明了中小企业在我国国民经济发展中的意义及其重要作用。然后简单阐述了一下我国中小企业的融资方式和中小企业融资难的原因，进而通过建立模型对影响中小企业的因素进行了实证分析，最后找出了一系列解决中小企业融资难的方法，如加强政府的支持，强化企业内部自身建设，促进银行机构的支持等。
毕业论文关键词：中小企业 融资 影响因素
Research on Financing Problems of Small and Medium-sized Enterprises (SMEs)
Abstract: In recent years, the rapid development of small and medium-sized enterprises in our country. As is known to all, the development of small and medium-sized enterprises of our country national economy has a great contribution and has become a part of an integral part of the process of economic development in China. However, at present, the development of small and medium-sizedenterprises in China are facing a common problem -- financing. Due to the influence of various factors, financing is always hinders the small and medium-sized enterprises to vigorously develop the stumbling block, and small and medium-sized enterprises of China's national economy made the contribution is not commensurate. Therefore, the analysis of the reasons for difficulties in financing small and medium enterprises, and from the fundamental to find a solution has very important practical significance.
At the beginning of the article first describes the background and significance of the financing of small and medium enterprises, so as to illustrate the significance of small and medium-sized enterprises in the development of our national economy and plays an important role. And simple exposition of the financing of small and medium-sized enterprises of our country and the small and medium-sized enterprise financing difficult reason, thus the model of small and medium-sized enterprises (SMEs) factors through empirical analysis, finally found out a series of solving methods of financing difficulties of small and medium-sized enterprises, such as strengthening the government support, strengthen enterprise internal self construction, promoting banking institutions to support etc.
Keywords: small and medium-sized enterprises financing influence factors
目 录
一 绪论 1
（一）研究背景及意义 1
（二）文献综述 3
（三）研究内容及研究方法 4
二 我国中小企业的划分标准及其融资方式 5
（一）中小企业的界定 5
（二）我国中小企业的融资方式 7
三 我国中小企业融资现状及成因 10
（一）我国中小企业融资的现状 10
（二）我国中小企业融资难的成因 11
四 中小企业融资问题实证分析 13
（一）研究设计 13
（二）研究假设 14
（三）研究模型与数据来源 15
（四）模型构建 15
（五）实证结果分析 16
五 结论与建议 19
（一）结论 19 我国中小企业融资问题研究+文献综述:http://www.751com.cn/jingji/lunwen_32131.html