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摘要金融是经济的核心，农业是经济的基础，农业经济发展离不开金融的支持。改革开放30多年来，广东省的经济发展一直处于全国的领先地位，然而，在城市金融发展水平不断上升的今天，农村经济增长相对缓慢造成了广东省城乡差距拉大的难题。作为一个经济农业大省，广东省的农村金融改革虽然取得了一定的成效，但仍存在金融认知、金融机构与金融服务、金融扶持、金融抑制、金融体系各方面与经济发展不协调所带来的问题。本文通过了解我国农村金融发展的现状的基础上，以广东省茂名市茂南区镇盛镇的社会实践成果为例，调查和分析广东农村金融发展的现状和存在的问题，重点研究农村金融发展所面临的难题而进行探析和提出对策，结合以上的经验提出建议，以推动广东省农村金融体系的改进和发展，提高农村金融改革的效率，切实解决广东农村经济发展问题。45846
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毕业论文关键词： 农村金融； 农村经济； 社会实践
Abstract
Finance is the core of the economy, agriculture is the foundation of economic and agricultural economic development is inseparable from the financial support. 30 years of reform and opening up and economic development of Guangdong Province, the country has been in a leading position, however, the rising level of urban financial development today, rural economic growth is relatively slow, Guangdong Province, causing widening urban-rural gap problem. As an economics major agricultural province, Guangdong Province, rural financial reform has made some achievements, but there are still financial awareness, financial institutions and financial services, financial support, financial repression, all aspects of the financial system and economic development brought uncoordinated to the problem. By understanding the basis of the status quo of China's rural financial development on the achievement of social practice Maonan town Maoming City, Guangdong Province town Sheng, investigation and analysis of the current situation and problems of rural financial development in Guangdong, focusing on the development of rural finance problems faced and carried out of proposed countermeasures, combined with the experience of more than make recommendations to promote the improvement and development of Guangdong Province, rural financial system, improve the efficiency of rural financial reform, effectively solve the problem of rural economic development in Guangdong.
Key words： rural finance；rural economy；social practice
目 录
摘 要Ⅰ
AbstractⅡ
一、引言1
㈠ 选题背景及意义1
㈡ 研究思路2
㈢ 研究方法及手段2
㈣ 文献综述2
二、广东农村金融发展现状4
㈠ 农村储蓄情况4
㈡ 农村金融营业网点数量5
㈢ 农村从事金融机构人员数量6
㈣ 农村信贷情况7
三、以广东省茂名市茂南区镇盛镇彭村为例，分析农村发展现状 8
㈠ 茂南镇盛镇彭村基本概况8
㈡ 乡镇地区基础金融知识普及情况8
㈢ 当地乡镇居民金融需求状况9
㈣ 乡镇居民对金融知识的了解程度11
四、广东农村金融发展问题分析12
㈠ 金融认知不足12
㈡ 金融机构与金融服务缺失12
㈢ 金融扶持力度不足13
㈣ 金融体系不完善13
五、关于广东农村金融发展问题的对策13
㈠ 提高村民金融认知程度13
㈡ 增加金融机构种类与整顿金融服务质量14
㈢ 加大金融扶持力度14
㈣ 解决金融抑制问题15
㈤ 完善金融体系15
六、结束语16
参考文献17
致 谢18
附 录 19
探析广东农村金融发展现状及对策
一、引言
（一）、选题背景以及意义