我国上市银行股权结构与经营绩效的关系研究

摘要：本文首先回顾了国内外对本课题已有的研究，阐释了股权结构和经营绩效的相关理论，接着通过实证分析，研究我国上市银行股权结构与经营绩效间的关系。研究以我国目前已上市的16家银行2006年至2012年的数据为样本，用因子分析法构建银行综合绩效指标P，从股权结构的三个方面：股权属性、股权集中度和股权制衡度对绩效进行回归分析。实证结果表明，国家股比例与经营绩效负相关，社会公众股比例与经营绩效正相关，法人股比例对经营绩效没有显著影响，股权集中度与经营绩效呈倒U型关系，股权制衡度与经营绩效正相关。最后，根据实证结论，对银行股权结构优化提出建议：减少和优化国家股、增加社会公众股比例、适当降低股权集中度、增强股权制衡。64957

关键词上市银行；股权结构；经营绩效

毕业论文外文摘要

Title The Relationship between Ownership Structure and Performance of Listed Banks in China

Abstract Firstly,literature on the subject both in China and abroad and relevant theory are reviewed in this paper.Then do empirical analysis on the relationship between ownership structure and performance of listed banks in China.The study is based on the data of 16 listed banks in China as the sample.It uses the factor analysis to build the comprehensive index P.Then do regression analysis of operate performance from three aspects of ownership structure-ownership properties,ownership concentration and equity balance degree in order to find out the relationship between the ownership structure and bank performance.The empirical results show that the proportion of state-owned share and the performance is negatively related;the proportion of tradable share have positive correlation;the proportion of legal person share does not significantly affect the performance;the ownership concentration has inverted U-type relationship with bank performance;the equity balance degree is positively related to the bank performance.Finally,according to the conclusion,it suggests to cut the proportion of state-owned share,increase tradable share,reduce the ownership concentration,and add up the equity balance degree for the optimization of ownership structure and the promotion of bank performance.

Keywords Listed Banks;Ownership Structure;Operate Performance

1 绪论1

1.1 研究背景和意义1

1.2 国内外研究综述2

1.3 研究思路3

1.4 可能的创新与不足4

2 理论概述4

2.1 股权结构4

2.2 经营绩效6

2.3 其他相关理论6

3 研究设计7

3.1 研究样本的选取与数据来源7

3.2 变量的选择与定义8

4 因子分析法构建综合绩效指标10

4.1 指标数据的标准化处理10

4.2 适用性检验10

4.3 提取公因子11

4.4 计算因子得分和综合绩效12

5 上市银行股权结构与经营绩效关系的实证分析14

5.1 基本假设14

5.2 相关性分析15

5.3 股权属性与经营绩效关系的回归分析17

5.4 股权集中度与经营绩效关系的回归分析18

5.5 股权制衡度与经营绩效关系的回归分析20

结论22

致谢24

参考文献25

1 绪论

1.1 研究背景和意义

金融是现代经济的核心。银行是金融业中极其重要的组成部分，承担着货币经营和信用创造的关键职能。作为重要的金融中介，银行是我国企业目前的主要资金来源，相对于其他融资渠道有着巨大优势。银行肩负着服务、调控、资源优化配置等功能，对整体经济增长的质量、国民经济的稳定和繁荣有重大影响。我国上市银行股权结构与经营绩效的关系研究:http://www.751com.cn/kuaiji/lunwen_72393.html