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摘要城镇住房问题是我国在经济发展和城市化进程中的一大难题，这一问题也逐渐成为我国政府和民众关注的热点问题。
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自改革开放以来，我国经济发展保持了长期快速增长趋势，我国人民生活水平显著得到改善,与此同时我国城镇居民总体居住条件也取得了前所未有的进步。
然而，在21世纪以来，房价的加速直线上升与我国居民人均收入增长缓慢之间的矛盾也日益尖锐。因此，住房问题成为困扰社会和谐稳定发展和实现民族复兴的最大问题之一。所以，尤其是在我国这样的法制国家中住房制度成为解决我国城镇中低收入群体住房困难问题的重要制度之一。本文从商品房、经济适用房、公共租赁房、廉租房等各种制度中存在的关于法律、保障、金融等各个邻域对我国住房制度进行分析、探索和建议，以便保证我国住房制度在符合法律法规的情况下解决更多居民的住房问题。35727
毕业论文关键字：住房制度；城镇住房；改革；演变；
Abstract
Urban housing problem is a big problem that our country in the economic development and urbanization process, the problem has gradually become the hot issues of our country government and people pay attention to.
Since the reform and opening up, China's economic development maintained a long-term trend of rapid growth, the living standards of the people in our country can be significantly improved. At the same time the overall living conditions of urban residents also made unprecedented progress.
However, in 21st century, home prices accelerated rise in a straight line with China's per capita income growth is the contradiction between the slow are becoming increasingly acute. Therefore, the housing problem has become one of the problems of social harmony and stability and development of the biggest problems to realize national rejuvenation. So, especially in our legal system country housing system has become an important system to solve the housing problems of China's urban low-income groups of. In this paper, the existing commercial housing, economic application of the housing, public rental housing, low-cost housing and other systems on legal, security, finance and other neighborhood on China's housing system for analysis, the exploration and suggestion, in order to ensure that the housing system of our country in accordance with the laws and regulations of solving more residents of the housing problem.
Keywords: housing system; urban housing; reform; evolution;
目录
摘要 I
Abstract II
一、住房制度概述及其重要性 1
1.1住房制度概论 1
1.1.1我国的住房制度 1
1.2住房制度的重要性 2
1.2.1住房公积金制度 2
1.2.2住房保障制度 2
1.3住房制度演变和发展 2
二、现行住房制度存在的问题 4
2.1商品房住房制度 4
2.2经济适用房住房制度 7
2.3公共租赁房住房制度 8
2.4廉租房住房制度 10
三、解决的方法及对策 11
3.1提高政府监管力度，完善住房政策 11
3.2完善商品房广告预审制度 11
3.3改善交通环境，提高绿化质量 11
3.4政府集中空置房转租 12
总结 13
参考文献： 14
一、住房制度概述及其重要性
1.1住房制度概论
住房制度通俗的说就是关于建设住房、分配住房、住房流转、住房管理等方面的法律法规，是国家对居民的基本生活奠定基础的准绳，关系到一个国家的生存和发展。