[19] Allan L.Riding,George Haines Jr,Loan Guarantees: Costs of Default and Benefits to Small Firms, Journal of Business,Vol.16,2001.
[20] Francesco Columba, Leonardo Gambacorta, Paoloe EMILIO Mistrulli: Mutual guarantee institutions and small business finance, Journal of Financial Stability,2010：45-54. 中小企业融资担保理论文献综述和参考文献(3):http://www.751com.cn/wenxian/lunwen_23926.html