[8] 谢罗奇，龚霁虹.我国上市商业银行经营收入结构[J].石河子大学学报（哲学社会科学版）. 2009，(6)：47-52.
[9] 黄隽，章艳红.商业银行的风险:规模和非利息收入——以美国为例[J].金融研究.2010，(6)：75-90.
[10] 余雪飞，宋清华.商业银行非利息收入、市场竞争与风险承担的实证检验[J].统计与决策. 2013，(4)：139-141.
[11] 肖崎，邓旭婧.我国股份制银行非利息收入业务的发展现状及国际比较[J].国际金融.2016，(2)：13-18.
[12] 周晔，郑军丽.非利息业务会降低银行的风险吗——基于53家商业银行的实证研究[J].经济理论与经济管理.2014，(4).
[13] Barry Williams,Laurie Prather. Bank risk and return: the impact of bank non-interest income[J]. International Journal of Managerial Finance.2010,(3).
[14] GalIo J.,Apilado V.,and Kolari J. Commercial Bank Mutual Fund Activities: Implications for Bank Risk and Profitability[J]. Journal of Banking and Finance,l996,(10):1775-1792.
[15]Chiorazzo,V.C.Milani,and F.Salvini. Income Diversification and Bank Performance: Evidence from Italian Banks[J]. Journal of Financial Services Research,2008,(33):181-203.
[16]Heggestad,A. Riskiness of investments in non-bank activities by bank holding companies[J].Journal of Economics and Business,1975,(28):219-23.
[17]Smith R,Staikouras C,Wood G. Non-interest income and total income stability [J].Working Paper[R].Bank of England,2003(5):343-386.
[18]Rogers K,Sinkey J F. An analysis of nontraditional activities at U.S. commercial banks: evidence of market discipline[J]. Review of Financial Economics,1999.
[19]DeYoung, Robert and Karin P. Roland. Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of total Leverage Model[J]. Journal of Financial Intermediation,2001,(10):54-84.
[20]Laetitia Lepetit,Emmanuelle Nys. Bank income structure and risk: An empirical analysis of European banks[J]. Journal of Banking and Finance,2008,(8):1452-1467.
[21] Stiroh K,J. Diversification in Banking: Is Noninterest Income the Answer? [J]. Journal of Money，Credit and Banking，2004，(5):853-882.
[22]Acharya,Anthony,S. The Effects of Focus and Diversification on Bank Risk and Return: Evidence from Inpidual Bank Loan Portfolios Mimeo[J]. New Jersey Institution of Technology,2002,(3):95-106. 非利息收入与商业银行经营风险关系文献综述和参考文献(3):http://www.751com.cn/wenxian/lunwen_25194.html