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摘要经查知，几乎所有高校教科书以及国内保险学界内学者都会说保险法的基本原则是：最大诚信原则，追究其存在的理由一般都是从格式条款，历史渊源，信息不对称方面来说明, 可惜的是这一系列理论似乎都是不值得进行深入推敲的，众多解释都不能作为其相关理论存在的依据。从理论与实践来说诚信原则作为保险法的首要原则有其存在的合理性与必要性，最大诚信原则在保险实践中都过于理想化设计，具有不切实际的空想性，所以可以考虑被诚信原则代替。诚实信用原则在保险法中具有重要深远意义，应当对诚实信用原则在立法上进一步完善。45317
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毕业论文关键词：诚实信用；最大诚信原则；保险法
Abstract
It is known that almost all college textbooks and domestic insurance within the academic scholars would say that the principle of insurance law is the principle of utmost good faith, investigate its reason to exist from format terms commonly, historical origin, information asymmetry .it is a pity that a series of theories are not worth in-depth scrutiny, many explanations are not as the basis of the relevant theories exist.From theory and practice for the good faith principle as the first principle of insurance law, in spite of its rationality and necessity, the principle of utmost good faith in insurance practice practice is too idealistic design,is unrealistic fantasy, so it can be replaced by good faith principle.The principle of good faith in insurance law has important significance, it is the principle of good faith analysis our country insurance law on the outlook for the principle of good faith and for the
perfection of relevant laws and regulations.
Key words: Honesty and credit; The principle of utmost good faith ; Insurance law
目 录
摘 要 I
ABSTRACT II
一、引言 1
二、浅析保险法最大诚实信用原则的欠妥之处 2
(一) 从理论依据角度来看 2
(二) 从法律文本来说 4
(三) 从法律作用角度看 5
(四) 从法律道德来思考 6
三、新保险法诚实信用的内涵 7
四、诚实信用原则的立法展望 8
（一） 应对 “明确说明”义务加以完善 8