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摘要本来开篇描述了中国金融市场的三次严重的金融泡沫。然后对上述现象进行分析，本文认为投资者投资心态不成熟和投资知识缺乏是金融泡沫产生的直接原因，但中国金融教育普及率低才是金融泡沫产生的根源。45347
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通过与美国的对比，本文发现，中国金融普及教育主要存在如下缺点：第一，金融教育定位过低；第二，金融教育体系不完善以及金融教育结构不合理：第三，基础金融教育没有得到足够的重视，基础金融教育工具良莠不齐。中国金融普及教育有待提高。
国内投资者金融素质较低，同时金融教育体系不完善短时间内国内投资者金融素质无法出现较大提升。在此背景下，上海证券交易所准备在2015年2月9日推行50ETF期权试点。本文认为，期权市场投资者结构失衡会导致下一个金融泡沫会在期权市场上诞生，同时在期权仿真市场上也发现金融泡沫的影子。期权泡沫值得担忧。
证监会就上述担忧，制定了史上最高的准入门槛，希望通过此方案使期权市场投资者结构相对合理。但本文认为该办法只能治标不能治本，投资者金融素质的提高以及期权知识的推广才是期权市场健康运行的根本。然后，本文搜集了目前期权知识主要学习工具，并对比他们之间的优劣。在此基础上，设计了一款用于期权学习的期权学习软件。最后在本文结语部分，简单分析了一下中国期权市场在初期运行阶段的一些弊端，以及对期权市场的一点期望。
[毕业论文关键词]：金融普及教育；金融泡沫；隐含波动率；中国期权市场；期权学习平台
Abstract
We first describes three serious financial bubbles in China's financial market. Then we analyze the above phenomenon. This paper argues that investors’ investment mentality is not mature and is lack of knowledge which is the direct cause of the financial bubble, but China's financial education low penetration is the root causes of the financial bubble.
By contrast with the United States, this paper founds that China's financial popularization education and shortcomings are as follows. First, the financial education positioning is too low. Second, the financial education system is imperfect and is an unreasonable structure of financial education. Third, underlying financial education doesn't get enough attention, and tools of basic financial education are intermingled. China's financial popularization education needs to be improved.
Domestic investors financial quality is low, at the same time, financial education system is not perfect in a short period of time by domestic investors. Financial quality cannot appear larger ascension. Preparation under this background, the Shanghai stock exchange in February 9, 2015 implementation of 50 ETF options pilot. This paper argues that the options market investors structural imbalance will lead to the next financial bubble which may be born in the options market. At the same time, in the options simulation also we found that the shadow of the financial bubble in the market. Securities regulatory commission on these concerns creates in the history of the highest barriers to entry to hope that through this scheme makes the options market investors structure can be relatively reasonable. But this paper argues that the solution can only take temporary solution and can not effect a permanent cure, investors financial quality enhancement and options of knowledge are the root of the options market health movement. Then, this paper collects the main learning tool option, knowledge, and compares the advantages and disadvantages between them. On this basis, we design a model for learning software learning options. Finally, this paper analyzes briefly about some disadvantages of options market in China in the early operational stage, as well as the options market's expectations.