摘要工程建设保险作为一种风险转移的手段,保险服务的同时,也提供安全风险管理服务,能够增强工程参与方的风险意识和责任意识,对工程项目质量的严格控制和建筑市场秩序的规范也有一定的作用。
本文以工程建设保险为主要研究对象,以文献研究法为主,加上一定量的数据统计资料。阐述了国外一些发达国家的工程建设保险的实施状况,并和国内的实施状况做比较,找出国外工程建设保险发展完善的经验。通过对经验的分析与研究,发现了我国的工程建设保险行业存在的投资体制改革缓慢、保险费率不合理、对工程建设保险认识不足、配套法律法规滞后、内资保险公司实力不足几方面的问题。通过对这些问题的研究,从提高保险公司实力、强制推行工程建设保险制度、发展保险中介机构、增强投保意识等方面,提出了解决这些问题的建议。50637
毕业论文关键词: 工程建设保险 保险公司 保险能力
Abstract Construction insurance as a risk transfer means, in the provision of insurance services to policyholders at the same time, through the advantages of work-related risk management to provide security to the insured risk management services, project participants can enhance risk awareness and sense of responsibility, the Project strict quality control and construction market order norms also have a role.
In this paper, construction insurance as the main object of study to literature research-based, plusing a certain amount of data statistics. Describing the construction of some foreign countries in the implementation of the insurance status and the status of implementation of domestic compared to identify foreign insurers developed construction experience. Through empirical analysis and research, discovered the construction of China's insurance industry, a number of problems. Through the study of these issues, from improving the strength of the insurance company, mandatory insurance system construction, the development of insurance intermediaries, enhance insurance awareness, put forward suggestions to solve these problems.
Key words: Construction Insurance Insurance company The strength of the insurance company
目 录
第一章 绪 论 1
1.1 研究背景 1
1.2 研究现状 1
1.3 研究意义 3
1.4 主要研究内容 3
第二章 工程建设保险的相关理论 3
2.1保险相关定义 3
2.1.1保险定义 3
2.1.2保险类别 4
2.1.3保险主体 4
2.1.4保险客体 4
2.2 主要的工程建设保险 5
2.2.1 建筑工程一切险 5
2.2.2 安装工程一切险 5
2.2.3 雇主责任险和人身意外伤害险 6
2.2.4 十年责任险和两年责任险 6
2.2.5信用保险 7
2.2.6保证保险 7
2.2.7 工伤保险 7
2.3工程建设保险责任范围 8
2.4 推行工程建设保险的意义 8
第三章 国内外工程建设保险对比